Buyer's Time and Action Flow Chart



BUYER

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Initial Consultation
Financial Qualifications
Commitment to Agent

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Market Education
Viewing Property

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Select a Home to Buy
Write the Offer

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Offer presented to Seller

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Negotiation of Terms

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RATIFIED SALES CONTRACT

/                         |                         \

Schedule Inspections
Receive Disclosures

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Open "ESCROW"
Deposit Earnest Money

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Search for Loan
Submit Loan Application(s)

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Review Disclosures
Have Inspections

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Title Search
Preliminary Title Report

|

Loan Processing Starts
Property Appraisal

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Remove Inspection and Other Contingencies
Increase "ESCROW" Deposit Funds

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Arrange for Homeowners Insurance
Arrange for Movers

Loan Commitment
Remove Financial Contigencies

\                                     /

Deposit Balance of Down Payment to "ESCROW"
Sign Closing and Loan Papers at Title Co.

|

Loan Funding
Record Title

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CLOSE ESCROW - GET THE KEYS
WELCOME HOME!